1. Akulaku
One of the best online loans in Indonesia, this is the leading banking and financial site in Southeast Asia with operations in Indonesia, Malaysia, Vietnam and the Philippines.
Akulaku is registered with OJK registration number KEP-436/NB.11/2018. Akulaku provides loans of up to IDR 15 million with a maximum tenor of 15 months.
2. Smart Credit
The platform under the auspices of PT Kredit Pintar Indonesia, including the best online loans in 2021, has certainly been recognized by the OJK with the registration number KEP -83/D.05/2019.
The loan can be disbursed up to IDR 20 million with a tenor of 28 to 360 days. After the data has been processed, it only takes 5 minutes for Smart Credit to disburse loans.
3. Indodana
This direct liquid online loan has been operating since 2017 and is under PT Artha Dana Teknologi. And has received permission from OJK in 2020 with registration number KEP 15/D.05/2020.
In mid-2021, Indodana has lent funds of more than Rp. 100 billion to help more than 30 thousand Indonesian people who need money loans.
The loan funds provided are Rp. 1 million to Rp. 8 million with tenors starting from 3 months.
4. Funds of Wisdom
DanaBijak is an online loan provider from PT Digital Micro Indonesia which has been registered with the OJK which has a registration number S-381/NB.213/2018.
Provides a loan of around IDR 5 million with an interest rate of 8% per month. Provide a maximum loan tenor of 30 days for new customers and 90 days for existing customers.
Loans are immediately disbursed within minutes after being approved by DanaBijak.
5. Friends Money
An online loan that has been operating since 2015 from PT Digital Alpha Indonesia. Uang Teman has been registered with OJK with registration number KEP-50/D.05/2019 and has reached a total loan of Rp. 628.7 billion.
The process of borrowing at Uang Teman is quite easy and fast after filling in your personal data, loan amount, and loan tenor in the Uang Teman application.
Next, upload a photo of your ID card and selfie, verify your email, and make an Electronic Know Your Customer (E-KYC) video so that the loan is immediately approved.
6. Kredivo
The online loans that are immediately disbursed are then under the auspices of PT FinAccel Finance Indonesia and registered with the OJK with the registration number KEP-257/NB.11/2020.
Kredivo can provide loans of IDR 500,000-30,000,000 with 0% interest for a 30-day repayment tenor. 2.6% for repayment tenor of 3 months, 6 months, up to 12 months.
Loans can be disbursed immediately provided that they are 18 to 60 years old, have a minimum income of IDR 3 million, and are domiciled in the Kredivo service area.
And after filling in your personal data, and attaching your KTP and NPWP.
EmoticonEmoticon